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By suing Genesis and Gemini over Gemini Earn in 2023, the SEC is years late to addressing the crypto lending product, which was marketed like a security (Matt Levine/Bloomberg)

Matt Levine / Bloomberg:
By suing Genesis and Gemini over Gemini Earn in 2023, the SEC is years late to addressing the crypto lending product, which was marketed like a security  —  Earn  —  Well, of course: … We covered this in 2021, when Coinbase Global Inc.’s similar crypto lending program was shut down by the SEC before it started.

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